LoanLife

Overview

LoanLife is a mortgage calculator web application that helps users understand the true cost of their home loans. By providing clear breakdowns, interactive charts, and scenario comparisons, it empowers homeowners to make informed financial decisions and plan their mortgages with confidence.

The Challenge

Many mortgage calculators are either overly simplistic or too complex. LoanLife needed to:

• Deliver accurate, intuitive calculations
• Show the balance between principal and interest over time
• Visualise long-term loan costs in a clear, engaging way
• Support multiple loan scenarios and extra payment options
• Be fully responsive for mobile users

The Solution

We built a modern web app that combines financial precision with user-friendly design. LoanLife instantly calculates payments, interest, and amortisation schedules, while interactive charts illustrate loan progress and equity building. Users can compare scenarios, test extra repayments, and explore early payoff strategies, all within a clean, responsive interface.

Results

• Created an essential planning tool for homeowners and buyers
• Improved financial literacy by demystifying loan structures
• Helped users identify savings opportunities through extra payments
• Provided valuable insights for comparing loan products
• Established a trusted, accessible resource for mortgage decisions

Technical Details

• Platform: Next.js web application
• Stack: Next.js, React, Tailwind CSS, Recharts
• Features: Advanced financial algorithms, interactive visualisations, responsive design

Testimonial

"LoanLife has revolutionised how I understand my mortgage. The visual breakdowns and extra payment calculations helped me save thousands by showing me exactly how much I could save with additional payments."
— Homeowner and LoanLife User